Singapore’s Workfare Income Supplement (WIS) program supports low-income workers by topping up their salaries and CPF savings. Starting from the year 2025, the maximum annual payments will be quite a lot larger, eventually reaching even S$4,900 for aged workers.
The improvements are introduced at an ideal period as salaries rise and living expenses still are an issue. The modifications facilitate the retirement planning of about 500,000 workers by providing them both cash and CPF support.
What Is Workfare Income Supplement?
WIS is a reward to eligible Singapore citizens for being in employment. This is partly in cash and partly a contribution to the CPF account depending on monthly income and age.
The program guarantees work, skills upgrading, and long-term savings with no application requirement.
Key Enhancements Starting 2025
January 1st, 2025 sees a significant hike in maximum pay-out by around 17% nationwide. The older workers will see of the largest impact of this change.
In addition to that, the income ceiling set for monthly wages will escalate to S$3,000 and thus the scheme will be able to cover a big number of workers with increased wages.
Who Qualifies for WIS?
You must be a Singapore citizen, minimum 30 years old (or any age disabled), earning monthly money of not more than S$3,000 from 2025 onwards, and be continuously employed.
Staff will get payments automatically while self-employed persons will need to report their earnings and also contribute to MediSave.
How Payouts Are Calculated
Your amounts are determined by the average of your monthly earnings, your age and months worked. The more your age and the steadiness of your job the bigger the supplements.
Part goes as cash (more for older workers), part to CPF for retirement growth.
Maximum Annual Payouts Comparison
Here’s a table showing the changes for employees (maximum per year):
| Age Group | Before 2025 (2023 onward) | From 2025 Onward |
|---|---|---|
| 30-34 | S$2,100 | S$2,450 |
| 35-44 | S$3,000 | S$3,500 |
| 45-59 | S$3,600 | S$4,200 |
| 60 and above | S$4,200 | S$4,900 |
| Persons with Disabilities | S$4,200 | S$4,900 |
When Will You Receive Payments?
Payouts will be made for the work done in 2025 in the year 2026 and usually distributed quarterly or on an annual basis. You will receive notifications by letter or SMS.
Link PayNow-NRIC for faster cash credits.
Extra Benefits for Self-Employed
The self-employed get around two-thirds of the employee’s amount, yet the increase is still quite considerable.
Regular MediSave payments will be the gateway to full eligibility.
Why These Changes Help Now
They keep support relevant as wages rise, boost retirement readiness and pair well with skills training incentives.
Singapore’s enhanced Workfare Income Supplement from 2025 delivers stronger support for lower-wage workers, with annual payouts up to S$4,900 helping both daily needs and future security.
Check your eligibility and past payouts on cpf.gov.sg or the Workfare portal with Singpass today. Stay employed and keep records to maximize your benefits!