The GST Voucher (GSTV) scheme of Singapore helps the households of lower and middle-income groups with cash, MediSave top-ups, and rebates to offset the GST. August is when the main cash payout usually occurs while the quarterly regular U-Save and S&CC rebates which includes January, are paid throughout the year.
This support which the government provides is very useful at the beginning of 2026 when there are still the same utility and day-to-day needs expenses. The budget for the new year will be relaxed a bit for many HDB households thanks to the automatic credits in January.
What the GST Voucher has to Offer
The GSTV scheme is made up of four components; cash for direct spending, MediSave for seniors’ healthcare, U-Save for utility bills, and S&CC for conservancy charges.
Most of the benefits are automatic and target those with modest incomes and homes.
Regular Quarterly Rebates in January
HDB households qualified will receive every January, April, July, and October the GSTV-U-Save and S&CC rebates.
In January 2026, get ready for the normal credits along with any final enhanced amounts from the past packages.
U-Save for Lower Bills
U-Save rebates directly go to your SP Services account thus reducing the electricity and gas costs for you.
The amounts vary according to the type of flat; there are more for smaller flats, up to several months’ amount.
S&CC Rebates for HDB Residents
These are offsetting service and conservancy charges and credited automatically.
They go a long way to making public housing affordable for Singaporeans.
Cash and MediSave Payouts
The GSTV Cash (up to $850) and MediSave top-ups (up to $450 for seniors) usually come in August.
There is no major cash payout lined up for January 2026.
Who Benefits from January Rebates
Households in HDB flats having at least one Singapore citizen, satisfying income and property rules.
No application is required – it is based on records.
GSTV Components Overview
Below is a simple table which shows the main parts:
| Component | Typical Amount | When Paid | Who Gets It |
|---|---|---|---|
| GSTV Cash | Up to $850 | Usually August | Lower/middle-income adults |
| GSTV MediSave | Up to $450 | Usually August | Seniors 65+ |
| GSTV U-Save | Varies by flat type | Quarterly (incl. January) | Eligible HDB households |
| GSTV S&CC | 1.5–3.5 months | Quarterly (incl. January) | Eligible HDB households |
How Credits Work
Rebates are carried over if not used. Accounts are linked for easy processing.
For many households, the GST Voucher scheme will bring steady relief and reliability as the U-Save and S&CC rebates will start hitting the accounts in January 2026.
You can visit govbenefits.gov.sg with Singpass today to see if you are eligible and what your past credits are. Always be ready for automatic assistance throughout the year!